AI Multilingual Chatbot for Financial Assistance
24/7 multilingual
support enabled through an AI chatbot.
Lower operational costs
achieved by automating FAQs and loan pre-qualification assistance.
Industries
Industries We Serve
Cross-industry engineering experience across regulated and high-growth sectors.
All IndustriesTechnologies
Next.js
Strapi CMS
AWS CloudFront
NGINX
Node.js
Expertise
Integrations
Cloud
Web development
Legacy modernization
Client Overview
Credible
Credible is a technology-driven financial marketplace connecting consumers with personalized loan and financial product options. The company partners with leading media and financial brands to deliver trusted, white-labeled experiences across multiple digital channels.
Industries
FinTech
Headquarters
San Francisco, CA, USA
Company size
200+ employees
Challenges
Slow, Fragile Monolith Limited Partner Growth
Credible’s partners needed white-label financial experiences under their own domains, but the existing monolithic system was slow, fragile, and difficult to scale for multiple brands.
Have a Similar Problem?
Transform fragile legacy systems into fast, future-ready architectures.
Static build bottlenecks
Over 1,600 statically generated pages caused build times exceeding an hour, delaying deployments.
Cache inconsistency
Split caching across pods and browsers led to outdated content and unpredictable refreshes.
Maintenance complexity
Shared codebases across partner apps increased technical debt and slowed updates.
No cache invalidation
CMS content changes weren’t reflected instantly, forcing manual interventions and stale user experiences.
Have a Similar Problem?
Transform fragile legacy systems into fast, future-ready architectures.
Why They Chose Us
Trusted for Scalable, Enterprise-Grade Architecture
Zoolatech was selected for our ability to turn architectural bottlenecks into scalable, future-proof platforms.
Proven architectural expertise
A history of designing high-performance, modular systems that balance innovation with enterprise reliability made Zoolatech a trusted choice for complex platform rebuilds.
Collaborative engineering culture
Zoolatech’s teams work as true extensions of client organizations—adapting to internal workflows, maintaining transparency, and accelerating delivery without sacrificing quality.
Zoolatech is a senior-heavy engineering firm with Silicon Valley roots and a Miami HQ, specializing in legacy modernization, system re-architecture, and AI deployment to drive long-term, compounding value.
2017
Year Founded
600+
Employees
96%
Client Satisfaction
Workflow
Structured Delivery for Predictable Outcomes
A phased approach aligned architecture decisions with partner needs, reducing risk while accelerating value.
Phase 1
Discovery and alignment
Mapped partner domain requirements, CMS update cadence, and caching constraints; aligned success metrics with business and engineering stakeholders.
Phase 2
Architecture review and strategy
Evaluated SSG vs. SSR trade-offs; defined modular app split, unified caching with CloudFront, and reverse proxy patterns for partner domains.
Phase 3
Pilot build
Implemented SSR foundation, proxy routing, and observability; validated performance, cache behavior, and editor workflows end-to-end.
Phase 4
Platform hardening
Introduced CMS-driven cache invalidation plugin, revalidation queue, and worker processes; standardized deployment pipelines and rollbacks.
Phase 5
Scale-out and templatization
Productized partner app blueprint, codified shared patterns, and enabled low-touch onboarding for additional partners.
Legacy systems were modernized and integrated to enhance analytics, reduce fraud risk, and support sustainable expansion.
Solution
Reverse Proxy Architecture
The Zoolatech team reimagined Credible’s monolithic setup into modular, server-side rendered applications built to serve branded content seamlessly under partner domains.
Partner-ready framework
Created a structure that lets each media partner host Credible experiences under their own brand and domain without duplicate builds.
Faster, smarter updates
Introduced automated content refreshing, ensuring every partner site always shows the latest information from Credible’s CMS.
Unified performance layer
Rebuilt the foundation for faster load times and consistent reliability across all partner sites, improving both user experience and operational control.
Results
Transforming Speed, Stability, and Scale
The new reverse proxy architecture delivered major gains in performance, reliability, and partner expansion capacity.
20X faster build times
Build durations dropped from nearly an hour to just a few minutes, enabling more frequent releases and rapid iteration. Engineering teams could now test, deploy, and validate partner updates multiple times a day instead of waiting for lengthy rebuilds.
Always-fresh content
Automated cache invalidation ensured partner pages reflected every CMS update within minutes. Content editors no longer needed manual interventions, and end-users consistently saw the latest financial information across all partner domains.
Easier partner expansion
The modular setup provided a repeatable framework for new integrations. Partners like WSJ were onboarded quickly without re-engineering, allowing Credible to scale its ecosystem efficiently while maintaining performance and brand consistency.
Business Value
Enabling Speed, Confidence, and Growth
The new architecture improved performance and transformed how Credible’s teams and partners work—driving speed, alignment, and long-term scalability.
Operational agility
Teams can publish and deploy updates in real time, reducing release cycles and improving coordination.
Scalable foundation
A flexible framework supports new partner launches with minimal effort and lower maintenance costs.
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